Privacy Policy

Privacy Policy for KarenCovy.com

Karen Covy Enterprises LLC operates the karencovy.com website (“Website”), which provides information, programs and education regarding divorce, marriage, relationships, coaching, mediation, divorce law, conflict resolution, conflict management,  and general divorce, life and relationship advice, as well as many other related topics. (This is collectively referred to throughout this policy as our “Service.”)

Anyone who visits our Website is using our Service.

This page is used to inform anyone who uses our Service about our policies regarding the collection, use, and disclosure of Personal Information.

If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

Information Collection 

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

We may also retain any messages you send through the Service, and may collect information you provide in User Content you post to the Service. We use this information to operate, maintain, and provide to you the features and functionality of the Service. Your username and if you choose to disclose it, your real name, will be published publicly. Once published your username and / or real name may not be able to be removed.

When you subscribe to a newsletter, sign up for any free gift, take any quiz, make a purchase, or request information from Karen Covy Ent., LLC, we will ask for things like your name, contact (including email address and phone number), and, when necessary, billing, shipping and communication information, and account ID or credentials in order to fulfill your request.  If you submit any Personal Information about other people to us or to our service providers, you are responsible for making sure that you have the authority to do so and to allow us to use their Personal Information in accordance with this Privacy Policy (for example, by you obtaining their consent).

Information Use

We use information:

• For Functionality and Development of the Platform. We use information to provide, offer, personalize, and improve the Platform. Some information, like your IP address, is used to communicate with your device to provide network connectivity, measure usage levels of the Platform, diagnose server problems and provide security features. Other business purposes that depend on use of your information include data analysis related to testing, modifying, improving or developing new products, services and technologies, and to identify trends. We also use information from the Platform to generate updates and reports, and to check that the Platform is working properly. Update functions may automatically check your system to see whether files need to be refreshed, updated, or modernized, in order to provide you with the up-to-date security, versions, features, options and controls associated with your systems or devices. We use cookies to make our websites and the Platform operate, work more efficiently, and provide analytic information, as explained further in our Cookies Policy.
• For Customer Support. We use your Personal Information to provide you with customer support for the Platform.
• For Business Operations. We use information to operate our business; for example, to perform accounting, auditing, billing, reconciliation, and collection activities, or comply with contractual obligations. 
• To Communicate. We use contact information to send messages; to communicate with you and respond to customer service requests; to provide alerts such as appointment reminders; and to send marketing or informational materials like newsletters or white papers, in accordance with your communication preferences.  We occasionally conduct surveys through which you may choose to share information.  
• To Protect and Secure the Platform: We may use information to keep our Platform safe, such as crime or fraud monitoring and prevention or cybersecurity efforts.
• For Advertising and Marketing. We may use Personal Information about you, including what advertisements you viewed and other information we collect, to enable us to provide personalized content, verify eligibility for and extend promotional offers, engage in targeted advertising, and study the effectiveness of advertising and marketing campaigns. This includes using data we collect from marketing partners through our affiliate referral program to support our targeted advertising.  
• For Statistical Purposes to Improve the Platform. We may compile Platform statistics into traffic reports, which help us understand, anticipate, and respond to user needs. 
• For Legal, Regulatory, and Compliance Purposes. We may use Personal Information to comply with legal, regulatory, or related obligations, including to protect our legal rights.

Comments

When you leave comments on the site we collect the data shown in the comments form, and also yourIP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Please note, any comments you leave will be viewable by the public.  Your name and email address may also be available. If you want to remain totally anonymous, please reach out to us privately. Do not leave a comment on this website.

Log Data

We want to inform you that log file information is automatically reported by your browser or mobile device each time you access the Service. When you use our Service, our servers automatically record certain log file information. These server logs may include, among other things, information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks and how you interact with links on the Service, domain names, landing pages, pages viewed, and other such information

Analytics

We may directly collect analytics data, or use third-party analytics tools and services, to help us measure traffic and usage trends for our Service. These tools collect information sent by your browser or mobile device, including the pages you visit and other information that assists us in improving our Service.  This information may also include your age, gender and interests. To the best of our ability, we collect and use this analytics information in aggregate form such that it cannot reasonably be manipulated to identify any particular individual user. We retain the data we collect for 38 months.

Cookies

Our website, karencovy.com, uses “cookies” to collection information and to improve our Service. We use two different kinds of cookies on this website: First party and third party cookies

Cookies are files with small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

When you visit karencovy.com and/or use our Service, we may send one or more cookies — a small text file containing a string of alphanumeric characters — to your computer that uniquely identifies your browser. A cookie may also convey information to us about how you use the Service (e.g., the pages you view, the links you click and other actions you take on the Service), and allow us to track your usage of the Service over time. A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser.

First-party cookies

These cookies are specifically about KarenCovy.com and track your usage of this website. These cookies are considered essential for the website to operate correctly. These cookies, none of which capture personally identifiable information, include:

• Visitor ID – this cookie is a numeric value that identifies unique visitors and provides coherence and consistency to a site visit- it is anonymous and contains no personally identifying information;
• Page number – this cookie identifies the page you are on;
• Session ID – this cookie identifies your website session;
• Test – this cookie checks whether or not your browser supports cookies;

Third-party cookies

This website sets different types of third-party cookies to track usage, social sharing and more. These cookies are not under my/our control, and serve to help us understand the visitors who come to the website, as well as support our connection to other third party sites.

We use the following cookies:

• Strictly necessary cookies. These are cookies that are required for you to use the features available on this website. They include, for example, the ability to login and post a comment.
• Analytical/performance cookies.  These cookies allow us to recognize, track, and count the number of visitors who come to this website. They also allow us to track broken pages on the website and to count what visitors do when they click through the website.
• Functionality cookies. These cookies allow us to track and remember your preferences for our website. For example, we can personalized content for you, greet you by name and/or remember your preferences (for example, your choice of language or region).
• Targeting cookies or advertising cookies.  These cookies allow us to deliver advertisements that match your interest level and browsing history. They also allow us to limit the number of times you see a particular ad.

Included in our list of third-party cookies are the following services, among others: 

• Google Analytics –Google Analytics is used to collect data about website usage. This data does not include personally identifiable information, but may include aggregate data regarding your age, gender and interests, among other things.  This site has enabled Google signals. Data is stored anonymously for 38 months. Per Google’s policies, this data is automatically deleted after 38 months. You can view Google’s Privacy Policy by clicking here. This website also uses Google Analytics Advertising Features, including but not limited to Google Analytics Remarketing, Google Analytics Demographics and Interest reporting, and Integrated services that require Google Analytics to collect data for advertising purposes, including the collection of data via advertising cookies and identifiers. This website may use Google's remarketing features and similar audience features to show ads on sites across the internet.  Third-party vendors, including Google, may use cookies and/or device identifiers to serve ads based on your past visits to this website.  You can opt-out of Google's data analytics by clicking here. You can opt-out of Google's use of cookies or device identifiers by visiting Google's Ads Settings.
• Akismet - This is used to monitor and filter spam. You can view Akismet's Privacy Policy by clicking here.
• Social sharing plugin– a cookie is used when you use the social sharing service on our website to share a link with LinkedIn, Facebook, Twitter, etc.  More information about the Sharing app privacy policy can be found by clicking here.
• Social media – Karen Covy Enterprises, LLC uses various social media platforms, and tracks data on those platforms. You can access their privacy policies by clicking the links below:
  • Facebook’s privacy policy.
  • Facebook’s data retention policy.
  • Twitter’s privacy policy.
  • LinkedIn’s privacy policy.
  • GooglePlus’ privacy policy.
  • Pinterest’s privacy policy.
  • YouTube’s privacy policy.
  • TikTok's privacy policy.
• Thrive Themes– This collects data on various forms and pages when you request any free gift from KarenCovy.com. You can view Thrive Themes' Privacy Policy by clicking here.
• Go High Level – This collects data when you submit any form, buy any product, register for any webinar, or visit our website. You can view Go High Level’s Privacy Policy by clicking here.
• Amazon - This tracks data from an affiliate link for the purposes of awarding affiliate commisions. You can view Amazon's privacy policy by clicking here.
• Stripe - This collects transaction information when you purchase anything on this website. You can view Stripe's Privacy Policy by clicking here.
• Zapier - This transfers data from one application to another. You can view Zapier's Privacy Policy by clicking here.

NOTE: We reserve the right to add, subtract, and change the list of third-party services whose third-party cookies we use at any time in our sole discretion, without notice.

Your rights with cookies:

Cookies are set by many entities and may include the website’s owners/developers/managers, plugins, third-party providers, advertisers and anyone else who collects or uses the website’s data.

As a user of this (or any) website, you can block cookies by activating the setting on your browser that allows you to refuse the setting of some, or all cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of the site.

To learn how to block cookies, simply go to Google and type in “how do I block cookies” on whatever browser you use (Chrome, Firefox etc.) and you will find the details needed to block some or all cookies on your browser.

Your rights over data:

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Service Providers

We may employ third-party companies and individuals:

• To provide the Service on our behalf;
• To improve customer service – Information you provide helps us respond to your customer service requests and support needs more efficiently.
• To personalize the User experience – We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

We also may receive information about you from third parties. For example, if you access our websites or Service through a third-party connection or log-in, for example, through Facebook Connect, by “following,” “liking,” etc., that third party may pass certain information about your use of its service to us. This information could include, but is not limited to, the user ID associated with your account (for example, your Facebook UID), an access token necessary to access that service, any information that you have permitted the third party to share with us, and any information you have made public in connection with that service. You should always review, and if necessary, adjust your privacy settings on third-party websites and services before using them to like, share, or connect them with our Service.

Additional data storage and privacy policy considerations

In addition to the non-personally identifiable data collected by cookies, this website also offers the ability to contact with us via contact forms, newsletter registration forms, downloadable ebooks, free downloadable gifts, webinars and other similar files.

To receive free gifts from this website, we require that you share your personal information consisting of your first and last name and your email address. In most cases, information is gathered and stored in the website database or via a third-party service, Active Campaign.  All information gathered via any form on this website can be deleted upon request.

Information and informational items are provided in exchange for adding your email address and possibly your name, business and or website information to one of our mailing lists. All mailing lists are stored and executed via ActiveCampaign for the sole purpose of communicating information, as well as occasional marketing of services and products. Each mailing list will specifically detail what type of emails you may receive and possibly the frequency. You may unsubscribe from said email list(s) at any time by using the unsubscribe link provided in every email.

Any payments for any products or informational items are processed securely via PayPal, Stripe or Teachable. Click here to view PayPal’s Privacy Policy. Click here to view Stripe's Privacy Policy. Click here to view Teachable’s Privacy Policy

Your information is never shared or sold to others for marketing purposes, and is only shared with third party services as necessary and explained above. If at any time you wish to opt out of communication, email, or to have your data deleted, please direct your request to the email, address and/or phone number below.

Clear gifs/web beacons information

When you use the Service, we may employ clear gifs (also known as web beacons) which are used to anonymously track the online usage patterns of our Users. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened and which links are clicked by recipients. The information is allows for more accurate reporting and improvement of the Service.

Device identifiers

When you access the Service by or through a mobile device (including but not limited to smart-phones or tablets), we may access, collect, monitor and/or remotely store one or more “device identifiers,” such as a universally unique identifier (“UUID”). Device identifiers are small data files or similar data structures stored on or associated with your mobile device, which uniquely identify your mobile device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device’s operating system or other software, or data sent to the device by wikiHow. A device identifier may convey information to us about how you browse and use the Service. A device identifier may remain persistently on your device.

Location data

When you access the Service by or through a mobile device, we may access, collect, monitor and/or remotely store “location data,” which may include GPS coordinates (e.g. latitude and/or longitude) or similar information regarding the location of your mobile device. Location data may convey to us information about how you browse and use the Service. Some features of the Service, particularly location-based services, may not function properly if use or availability of location data is impaired or disabled.

Commercial and marketing communications

We use the information we collect or receive, such as your email address, to communicate directly with you. We may send you emails containing newsletters, promotions, and special offers. If you do not want to receive such email messages, you will be given the option to opt out or change your preferences.

Sharing of Your Information

We will not rent or sell your information to third parties without your consent, except as noted below

• Who we may share your information with: We may share your information with third-party business partners and Trusted Users for the purpose of providing the Service to you. Third-party business partners will be given limited access to your information as is reasonably necessary to deliver the Service.
• Who can see User Content: Any User Content that you voluntarily disclose for posting to the Service becomes available to the public and cannot be removed, except by Karen Covy Enterprises, LLC, in its sole discretion. Once posted on our website, User Content may not be removable from public view, as copies may remain viewable in cached and archived pages of the Service, on other sites that have republished us, or if other Users have copied or saved that information. If you do not wish your User Content to be available to the public, please don’t post it on our website. Your name and email address may be published publicly. Once published your name and email address may not be able to be removed. If you do not wish your name and email address to be published on our site, then do not post comments on our website or social media, or do not use our Services.

We may share certain service type information, including information obtained through tools such as cookies, log files, device identifiers, location data and clear gifs (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with our third-party business partners for the purposes described in this Privacy Policy We may also aggregate or otherwise strip data of all personally identifying characteristics and may share that aggregated, anonymized data with third parties.

To enhance your user experience or help us improve and measure our effectiveness, wikiHow may embed code from third parties on the Service. Examples of such parties may include Facebook, Twitter, Pinterest, Google, YouTube, and others. These third parties may collect information about you including IP address, cookies in ways we do not control.

Our Privacy Policy does not apply to the activities of third-parties. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources other than through the Service. Please consult the respective privacy policies of such third parties or contact such third parties for more information.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time in our sole discretion, without prior notice to you. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

European Privacy Rights

If you are in Europe, you may have the following rights under the GDPR, the UK GDPR, or Swiss FADP:

• Rights to Access, Portability, Correction, or Deletion. If you would like to correct or update your Personal Information, or to request access to or deletion of your Personal Information, you may contact us as provided under the “CONTACT US” section below. If you request a change to or deletion of your Personal Information, please note that we may still need to retain certain information for recordkeeping purposes, and/or to complete any transactions that you began prior to requesting such change or deletion (e.g., when you make a purchase or enter a promotion, you may not be able to change or delete the Personal Information provided until after the completion of such purchase or promotion). Some of your information may also remain within our systems and other records where necessary for compliance with applicable law.
  
  At your request and where the law requires us to do so, we will confirm what Personal Information we hold about you. You may also have a legal right to obtain a copy of your Personal Information. You can make such a request by making a written request in one of the ways described in the “CONTACT US” section below. We may charge a processing fee for this service where permitted by law and we will require evidence of your identity before fulfilling your request.
• Right to Object. You can object to processing of your Personal Information or ask us to restrict processing of your Personal Information. You can exercise these rights by making a written request in one of the ways described in the “CONTACT US” section below.
• Right to Withdraw Consent. If we have collected your Personal Information with your consent, you can withdraw your consent at any time. Withdrawing your consent will not affect (1) the lawfulness of any processing we conducted prior to your withdrawal, or (2) processing your Personal Information under other legal bases.
• Right to Complain. If you believe we are using your Personal Information in a way that is inconsistent with this Privacy Policy or for more information about your rights, you can contact your local data protection supervisory authority. 
• Advertising and Marketing Choices. To exercise your choices regarding our use and disclosure of your Personal Information for advertising and marketing purposes, you may access or update your contact details or modify your communication preferences by using one of the methods provided under the “CONTACT US” section below. 

U.S. Privacy Rights

Residents of certain US states, such as California, Colorado, Connecticut, Delaware, Iowa, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, and other states to the extent they enact similar privacy laws, may have additional rights under your corresponding state laws (“collectively, US State Privacy Laws”). This section provides further information pursuant to the US Privacy Laws.

Right to Opt Out of Sale/Share/Targeted Advertising. Karen Covy Ent., LLC does not sell your Personal Information for money. However, certain US State Privacy Laws may consider the disclosure of information for advertising purposes to be a “sale,” “share,” or “targeted advertising.” If you wish to exercise your right to opt out of us using your Personal Information for these purposes, you may do so by using the “Do Not Sell or Share My Information” on the Platform website or via the details in the “CONTACT US." section.

Rights to Access, Correction, and Deletion. You can request access to, correction of, or deletion of, your Personal Information by using the details in the “CONTACT US” section. If you request deletion of your Personal Information, please note that Karen Covy Ent., LLC, may still need to retain certain information for recordkeeping purposes, to complete any transactions that you began prior to requesting such deletion, to comply with applicable law, or for other purposes permitted by law. Depending on the nature of your request, we may require additional information to verify your identity before processing your request.

Right to Non-Discrimination. We will not discriminate against you for exercising any of your US State Privacy Law rights.

Right to Appeal. If we have not responded to your request or you are unsatisfied with our response, you have the right to appeal. To appeal please, contact us using the details in the “CONTACT US” section.

Authorized Agent. You can designate an authorized agent to make a privacy request on your behalf in certain circumstances. If you use an authorized agent for this purpose, Karen Covy Ent., LLC, may ask the agent and you for additional information to verify their authorization.

Sensitive Data. To the extent Karen Covy Ent., LLC collects any Personal Information considered to be sensitive under US State Privacy Laws, we limit our processing of that information to uses: (1) you have authorized, or (2) that are otherwise allowed or required by law.

Effective Date of Policy: 

This Privacy Policy was last updated and became effective on December 8, 2025.  We have had various privacy policies in place since on or before July 13, 2021.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us. Our contact information is:

Email: [email protected]

Address: 30 N. LaSalle, Suite 3910, Chicago, IL 60602

Phone: (312)236-1670

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Effective date: December 8, 2025

©2013 - 2025 Karen Covy Enterprises, LLC. All Rights Reserved.