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INTRODUCTION

These Website Terms and Conditions shall govern, control, and manage your use of this website and any website affiliated with or programs offered by  Karen Covy. By using this Website and any affiliated website, you agree to and accept all terms and conditions written here, and you further agree to accept all of the PRIVACY terms, as listed more completely on the privacy policy on this website.

IF YOU DISAGREE WITH ANY OF THESE WEBSITE TERMS AND CONDITIONS, DO NOT USE THIS WEBSITE.

This website is owned and operated by Karen Covy Enterprises, LLC. (“KCE”)

BY ACCESSING OR INTERACTING WITH ANY PART OF THIS WEBSITE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

KCE reserves the right, to make changes to this agreement at any time and without prior notice to you. Continued use of any part of this website constitutes your acceptance of such changes.

Minors or people below 18 years old are not allowed to use this Website. By accessing and using any of the materials or information on this website you warrant that you are 18 years or older and legally competent to agree to these terms and conditions.

No implication is made that the materials published on KCE’s website(s) are appropriate for use outside of the United States. If you access this website from outside of the United States, you do so on your own initiative and you are responsible for compliance with local laws.

KCE does not perform a conflicts check for anyone accessing the materials on this website. Anyone can access any of the articles, videos, webinars and other content on or affiliated with this website.  By using this website you understand that both you and your spouse, as well as your spouse’s lawyer and others hired by your spouse, may all be accessing identical materials, and you acknowledge and agree that this does not run afoul of the Rules of Professional Conduct in any state.

INTELLECTUAL PROPERTY RIGHTS

All material and content on this site (the “Content”), including, but not limited to the articles, information, page headings, graphics, images, button icons, and scripts, are the proprietary information of KCE. You may not copy, distribute, republish, upload, download, post, or transmit any of the Content in any way without the prior written consent of KCE, except that you may view and print out a copy of the Content solely for your personal use. You may also re-post up to one hundred (100) words of text from any article if such posting provides a right of attribution to KCE.  In doing so, you may not remove or alter any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content.

Modification or use of the Content except as expressly provided in these Terms of Use violates KCE’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

LINKS TO THIRD-PARTY WEBSITES

This site may link to other sites which are not maintained by, or related to, KCE.   Links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or KCE.  KCE has not reviewed any or all of such sites and is not responsible for the content of those sites. Links are to be accessed at the user’s own risk, and KCE makes no representations or warranties about the content, completeness, or accuracy of the sites linked to or from this site.

Links to some third party websites, including but not limited to links to Amazon, Our Family Wizard, BetterHelp, Legal Zoom, and Rocket Lawyer, and more, may be affiliate links. KCE may receive commissions from some of the books, products, and services which you access and purchase through these links. KCE is an Amazon Associate and, as such, earns money from qualifying purchases. If any of that bothers you, then you can search independently for the linked information and buy the books, products, and services without using the links provided. You don’t have to use the links provided on this website. But, if you do, know that KCE may get a commission from the linked provider.

RESTRICTIONS

You are specifically restricted from all of the following

  • publishing any of this Website Content in any other media, other than social media with proper attribution;
  • selling, sublicensing, and/or otherwise commercializing any Website Content;
  • using this Website or its Content in any way that is or may be damaging to this Website;
  • using this Website or its Content in any way that may threaten, intimidate, or harass others;
  • using this Website in any way that impacts user access to this Website;
  • using this Website in any way that is contrary to applicable laws and regulations, or in any way that may cause harm to the Website, or to any person or business entity;
  • posting any data or material to which you do not own the copyright or which you have no right to post, including, but not limited to the proprietary information of any and all third parties;
  • engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to this Website;
  • using this Website to engage in any advertising or marketing;
  • posting anything that is vulgar, obscene, pornographic, indecent, mean, disrespectful, or demeaning to others (NOTE: Karen Covy shall have the sole, complete and exclusive discretion to determine what is vulgar, obscene, pornographic,  mean, disrespectful, or demeaning. );
  • soliciting funds, advertisers, or sponsors;
  • advertising (unless you have entered into a prior written agreement with KCE for advertising);
  • Impersonating or misrepresenting your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
  • Including programs that contain viruses, worms and/or Trojan horses or any other computer code, files, or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
  • Disrupting the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real-time activities via this site; or
  • Posting or including in your posts any MP3 or MP4 format files without the express prior written authorization of KCE.

YOUR CONTENT

“Your Content” shall mean any text, images, video, audio, or other material you choose to display on this Website. By displaying Your Content, you grant Karen Covy Enterprises, LLC an irrevocable, non-exclusive, worldwide, license to use, reproduce, adapt, publish, translate and distribute Your Content in any and all media forever.

Your Content must be your own and must not be invading any third-party’s rights. Karen Covy Enterprises, LLC reserves the right to remove any of Your Content from this Website at any time, for any reason, in its sole discretion, without notice.

EMAIL RIGHTS AND RESPONSIBILITIES

If you sign up to receive ANYTHING on this website you are agreeing that KCE may send emails to the email address you used to sign up and/or any other email address you may request be used. If you have questions about your information and how it will be used, please refer to our privacy policy.

You may unsubscribe from KCE’s email list at any time. If you want to receive anything on this website without submitting your name and email address, please contact KCE directly and make an appropriate request.

NO WARRANTIES

Your use of this site is at your own risk. The content is provided “as is” and without warranties of any kind, either expressed or implied. KCE does not warrant that the functions or content contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. KCE does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. You, and not KCE, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this site or any of its content.

THE CONTENT PROVIDED IN THIS SITE IS GENERAL INFORMATION AND NOT LEGAL ADVICE AND NOT THERAPY. YOUR USE OF THIS SITE IS NOT CONFIDENTIAL AND DOES NOT CREATE AN ATTORNEY/CLIENT RELATIONSHIP OR ANY OTHER TYPE OF THERAPEUTIC OR COACHING RELATIONSHIP WITH KAREN COVY, THE LAW OFFICES OF KAREN A. COVY, PC, KAREN COVY ENTERPRISES, LLC, (COLLECTIVELY “KCE”) OR ANY ASSOCIATES OR AFFILIATES OF KCE. EMAILING KCE DOES NOT CREATE AN ATTORNEY/CLIENT RELATIONSHIP, THERAPEUTIC RELATIONSHIP OR COACHING RELATIONSHIP WITH KCE AND MAY ALSO NOT BE CONFIDENTIAL. THE ONLY WAY TO CREATE A CONFIDENTIAL ATTORNEY/CLIENT RELATIONSHIP OR COACHING RELATIONSHIP WITH KAREN A. COVY, THE LAW OFFICES OF KAREN A. COVY, PC, KAREN COVY ENTERPRISES, LLC, OR ANY OF THEIR ASSOCIATES OR AFFILIATES IS BY ENTERING INTO A SPECIFIC WRITTEN AGREEMENT ESTABLISHING SUCH RELATIONSHIP WITH KAREN COVY, WHICH IS SIGNED BY BOTH YOU AND KAREN COVY.

LIMITATION ON LIABILITY

KCE, its affiliates, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, or other damages, including loss of revenue or income, pain, and suffering, emotional distress, or similar damages, through the use of its website, programs, email, or social media even if KCE has been advised of the possibility of such damages.

INDEMNITY

You will indemnify and hold KCE, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.

DISCLAIMERS

You understand that KCE cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implementing and maintaining your own anti-virus, antimalware, and other software and procedures to satisfy your particular requirements for security and accuracy of data, and for maintaining a means external to this site for any reconstruction of any lost data. KCE does not assume any responsibility or risk for your use of the Internet.

THE INFORMATION PROVIDED ON THIS WEBSITE IS GENERAL EDUCATIONAL INFORMATION ONLY.  IT IS IS NOT LEGAL ADVICE! IT IS UPDATED PERIODICALLY, BUT MAY NOT BE THE LATEST INFORMATION ON WHATEVER SUBJECT YOU ARE READING ABOUT.

YOU SHOULD ALWAYS CONSULT WITH AN EXPERIENCED ATTORNEY IN YOUR STATE FOR LEGAL ADVICE REGARDING YOUR OWN SITUATION.

THE INFORMATION YOU OBTAIN AT THIS SITE READING THIS WEBSITE OR SIGNING UP TO RECEIVE ANY FREE THING HERE DOES NOT CREATE A CONFIDENTIAL ATTORNEY-CLIENT RELATIONSHIP WITH KAREN COVY, THE LAW OFFICES OF KAREN A. COVY, PC, KAREN COVY ENTERPRISES, LLC, (COLLECTIVELY “KCE”) OR ANY ASSOCIATES OR AFFILIATES OF KCE.

EMAILING KCE DOES NOT CREATE AN ATTORNEY/CLIENT RELATIONSHIP WITH KCE AND MAY ALSO NOT BE CONFIDENTIAL. THE ONLY WAY TO CREATE A CONFIDENTIAL ATTORNEY/CLIENT RELATIONSHIP WITH KAREN A. COVY, THE LAW OFFICES OF KAREN A. COVY, PC, KAREN COVY ENTERPRISES, LLC, OR ANY OF THEIR ASSOCIATES OR AFFILIATES IS BY ENTERING INTO A SPECIFIC WRITTEN AGREEMENT ESTABLISHING SUCH RELATIONSHIP WITH KAREN COVY, WHICH IS SIGNED BY BOTH YOU AND KAREN COVY.

THE INFORMATION YOU OBTAIN AT THIS SITE IS NOT FINANCIAL ADVICE AND IS NOT THERAPY!

IF YOU WANT FINANCIAL ADVICE, YOU SHOULD CONTACT AND CONSULT WITH A FINANCIAL PLANNER IN YOUR AREA.

IF YOU WANT THERAPY OR MARRIAGE COUNSELING YOU SHOULD CONTACT AND CONSULT WITH A GOOD THERAPIST OR COUNSELOR IN YOUR AREA.

FINALLY, BUT IMPORTANTLY: PLEASE REMEMBER: THIS IS THE INTERNET!

ANY COMMENTS YOU WRITE ON THIS WEBSITE WILL BE PUBLIC. THEY WILL BE SEARCHABLE. IF YOU DON’T WANT ANYONE TO KNOW WHAT YOU WROTE, (INCLUDING YOUR SPOUSE!), THEN DO YOURSELF A FAVOR AND DON’T SUBMIT A COMMENT ON THIS WEBSITE.

TERMINATION OR RESTRICTION OF ACCESS

KCE reserves the right, in its sole discretion, to remove any and all content from this website at any time without notice.  KCE further reserves the right to terminate your access to KCE’s website and related services or any portion thereof at any time, without notice.

ENTIRE AGREEMENT

These Terms constitute the entire agreement between Karen Covy Enterprises, LLC and you in relation to your use of this Website, and supersede all prior agreements and understandings.

GOVERNING JURISDICTION

These Terms of Use will be governed and interpreted pursuant to the laws of Illinois, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Illinois in connection with any dispute between you and KCE arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use will be in the state and federal courts in Chicago, Illinois.

SEVERABILITY

If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

NO JOINT VENTURE

You agree that no joint venture, partnership, employment, or agency relationship exists between you and KCE as a result of this agreement or use of KCE’s website or programs.

ENTIRE AGREEMENT

These Terms of Use constitute the entire agreement among the parties relating to this subject matter and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written between the user and KCE with respect to KCE’s website and programs.

MODIFICATIONS AND REVISIONS

KCE may modify and revise these Terms of Use at any time by updating this posting.

©2020-24 Karen Covy Enterprises, LLC. All Rights Reserved.

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